Perkins presents a startling new and provocative philosophy on how to get the most out of your money-- and out of your life. In order to rescue yourself from over-saving and under-living, you need to optimize your life, stage by stage, so you're fully engaged and enjoying what you've worked and saved for. Perkins show you how to convert your earnings into priceless memories by following your "net worth curve," and navigating whether to invest in, or delay, a meaningful adventure based on your "spend curve" and "personal interest rate."

Optimize your life -- Invest in experiences -- Why die with zero? -- How to spend your money (without actually hitting zero before you die) -- What about the kids? -- Balance your life -- Start to time-bucket your life -- Know your peak -- Be bold-- not foolish -- Conclusion: An impossible task, a worthy goal.