Your golden years will present unique financial opportunities and challenges. This hands-on, practical guide empowers you to chart your financial course with targeted advice for investing, spending, and protecting your wealth for the decades to come.

Includes index.

Working toward retirement. Looking ahead to your future -- Protecting your employment income and your health -- Developing a retirement plan -- Identifying retirement investments and strategies -- Grasping retirement accounts and their rules -- Making money decisions in retirement. Managing budgets and expenses -- Guiding investments and distributions in retirement -- Making important housing decisions -- Considering your long-term care insurance needs and options -- Dealing with government programs. Making your best choices under social security -- Getting the most out of medicare -- The state health care system backup : medicaid -- Estate planning : it's more than just dead people and lawyers. The basics on estate planning -- Eyeing wills and other legal documents -- Tackling the federal estate tax when you have too much money -- Focusing on estate taxes and the many types of trusts -- The part of tens. Ten common retirement and estate planning mistakes -- Ten things to know about working in retirement -- Ten (or so) tips to know about caring for your aging parents.